Required Articles:
1. Scavenger Debt Collectors
a. Un-collectible or charged-off debt
b. Debts purchased for pennies on the dollar
c. Typical settlement amounts offered
d. Statue of limitations
e. Quick judgments
2. Prohibited debt collector practices.
a. Reference the Fair Debt Collection Practices Act - <http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm>
3. Debt Management Plans.
a. Reference - <http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre38.shtm>
4. Credit Repair.
a. Reference - <http://www.ftc.gov/bcp/conline/pubs/credit/repair.shtm>
5. Credit Counseling.
a. Reference - <http://www.ftc.gov/bcp/conline/pubs/credit/repair.shtm>
(see attachment for more information)