DEVELOP A MOBILE BASED LENDING MANAGEMENT SYSTEM

Mobile Based, Web Based and USSD Based system that allows the company leading and make collections via several payments options including mobile money. I do not mind an open source software that can be customized to my needs. • Borrowers o Only First Name and Last Name required to create borrower o Upload picture and files if any o Add details such as DOB, Email, Mobile, and Address o Send SMS and Email directly to Borrower o Auto Send SMS and Email o Add Loans and Savings Account o Invite Borrowers to Loandisk so they can see their loans, repayments, and savings account o Assign Loan Officers to Borrowers o Add Custom Fields o Unlimited Borrowers can be added • Add Loan o Add Loan Products o Choose from Flat Interest, Reducing Balance - Equal Installments, Reducing Balance - Equal Principal, Interest-Only loans, or Compound Interest o Released Date, Amount, Interest %, Duration, and Repayment Cycle o Add Repayment Cycle for example fixed days every month o Set Grace Period o Set Penalties for late repayment and after maturity date o Set a different Interest Start Date o First Repayment Date and First Repayment Amount can be manually set in Add Loan o Add Loan Fees o Add Guarantors o Add Loan Agreement files o Loan Calculator o Add Custom Fields o Add Loans for Processing o Set Loan Reminders o Unlimited Loans • Manage Loan o View and print Loan Statement and Collection Schedule o Add Repayment o Add Bulk Repayments o View Loan Terms and Files o Add Comments o Edit Collection Sheet o Restructure Loan o Override Loan Due Amount o Filter Loans o Send bulk SMS to borrowers on the Daily Collection Sheet or the Overdue Loans Sheets. • Collateral Register o Add Collateral o View Loan to Value (LTV) ratio o Manage all Collateral in a Register • Overdue Loans o View Pending Due Loans o View Past Maturity Date Loans o View 1 Month Overdue Loans o View 3 Months Overdue Loans • Loan Agreements/Templates o View Sample Loan Agreements o Upload Loan Agreement Template o Download Customized Loan Agreement for each loan