Create Online payment Gateway - mobile wallet

Works just like the popular PayPal payment processing but with added features and mobile oriented. Payment support for products, donations, subscriptions, shopping cart and simple payments. Fully supports automated recurring billing for subscriptions 100% template based. Each user must have a phone number to use the system. Your phone number will be your id. Website Payments Features : - Subscriptions and Recurring Payments - Buy Now Buttons Invoicing (Send invoice by email) Request Money (request money by email or sms or short code ussd) History Log Monthly Account Statements Sales Tax Calculator Instant Payment Notification (by email or by sms) Web Services/API Suite Language Preference Multi-Currency Send Money (send money to everyone by email or by phone : app or short code ussd) Mass Pay (Make instant electronic payments to a large number of recipients at once.) Manage e-money from any device (Web, mobile, tablets, etc.) Deposit fund and withdraw at agency (iphone and android app for agent) Export report to excel. Connect with bank account via api The core of the software will be based on python, django, postgresql. Frontend : - Web access and mobile app for everyone (personal account, professionnal, agent, business) - android, iphone app for agent (who can process deposit and withdraw) - access by phone (sms, short code ussd) : verify balance, transfert money, pay bill and invoice.